Debt Payoff Planner: Tracker
Plan your debt payoff with snowball or avalanche — no bank link
What it does.
Type in your debts and compare snowball and avalanche plans to see your debt-free date.
Log payments, get due-date reminders and track money you owe or are owed — with no account and no bank connection.
Snowball vs avalanche
Compare smallest-balance-first and highest-interest-first plans, add an extra monthly amount and see the savings.
Log every payment
Record regular or extra payments; balances update automatically with a principal and interest breakdown.
See your debt-free date
Statistics show your estimated debt-free date, total paid, payment charts and monthly PDF reports.
Reminders and milestones
Get notified about upcoming and overdue payments, and celebrate streaks and milestones like your first debt cleared.
Questions.
Do I need an account or a bank login?
No. You type in each debt yourself and the app never connects to your bank. There's nothing to sign up for.
Is it free?
Free with up to 3 debts, payment logging, reminders and the debt-free estimate. Premium is an optional monthly or yearly subscription.
Where is my data stored? Does it work offline?
Your records stay on your iPhone and in your private iCloud, and never go to my servers. The app works offline.
