Monthly Budget & Bill Planner
A strict monthly budget for people who actually want to stick to it
What it does.
Set your monthly budget and category limits, then see what's safe to spend today and how much is left this month.
If you overspend, the gap carries into next month until you fix it — by moving money from another category or your reserve fund.
The 24-hour rule
Set your budget and limits within 24 hours of setup; then they stay locked until next month.
Safe to spend today
See today's safe amount, what's left this month and your spending in each category.
Fix overspending fast
Cover an over-budget category by moving money from another category or your reserve fund.
Reminders and insights
Daily check-ins, budget pressure alerts, weekly pace updates, monthly reviews and CSV or PDF export.
Questions.
Is it free?
Yes, with up to 4 expense categories. Premium unlocks unlimited categories, the reserve fund, over-budget fixes, smart notifications, insights and export.
Can I change my budget after setting it?
You have 24 hours after setup to adjust. After that, your budget and category limits stay locked until next month.
What happens if I overspend?
If an over-budget category is left unresolved, the deficit carries into next month. With Premium you can cover the gap from another category or your reserve fund.
Can I export my data?
Yes. With Premium you can export your budget history to CSV and PDF.
